Part II Social Security
A few other points regarding Social Security benefits for you:
If you re-marry someone who is receiving Social Security benefits because he is the dependent of a wage earner such as a widower, your benefit checks will stay the same.
Remember that your Social Security benefits are based on your own work history or your ex spouse – whichever is more – at the time you turn 65. So if you were a stay at home mom, you are entitled to half of his Social Security benefits. But, here is the clincher, you must have been divorced for at least 2 years before you can file.
If your ex spouse dies, you will receive 100% of his Social Security benefits. If he remarries, you and his second wife can receive benefits. If you are disabled, you can begin to collect at age 50.
What you receive has no effect on your ex spouses benefit. He receives the same dollar amount whether or not you are receiving 50% of his benefits. Remember to keep his social security number stored someplace so that when the time comes, you can file.
Photo by KimTheWolf
